Welcome to the world, which allows for example really powerful ways to edit textfiles.
First things first. Terminal is a really powerfull tool. No matter that nowadays Linux distributions include easy to use, windows like desktop systems (KDE and Gnome), terminal (like command prompt in Wirudows) is still really powerfull tool. Even though I have desktops installed, I still do almost everything using command terminal.
Now. Sympol of terminal program is usually a picture of a screen. When you klick it, you'll have a screen saying something like
username@localhost username>
or
username@localhost ~]$
following part is just general info about your filesystem, read only the summary from the bottom, if you're not interested
the something@something indicates computer youre on, and the user you are. Last username is the name of the folder you're in (~ mark represents your 'home' folder. Now you're ready to start your journey ^_^
First, something about folders in linux.
'lowest' folder is just / folder (root). In windows it corresponds to C:\
in Linux you'r hard drives have not been separated with any symbols, they're 'mounted' as some folders (I for example have one HDD as /storage/ ).
As you probably noticed, in linux / is used to separate folders instead of \. Your root folder should not contain any files, just other folders.
Following information considers also subfolders. for example when I say you should store all your data in /home/ folder, I mean /home/username/.../.../......... what ever subfolders you might want to create to organize your data

Next I list some folders you should not write anything before you know what you do
/boot/ folder contains your kernel (the linux system) image, and other booting related stuff.
/proc/ folder contains 'virtual files' related to current state of system
/dev/ folder contains your hardware, but do not attempt write straight in here anything, when devices are used, they'll be mounted on some other folder. (USB sticks, cds etc. are often mounted in folder /mnt/
/sys/ more system data
Following folders are for real use, but generally all non programs/system related should be written in /home/username/ folder (and subfolders you might want to create).
/bin/ contains binaries (executable files IE applications). Basically that's the case with all bin folders you might find in other folders.
/sbin/ contains system binaries, IE system executables
/home/ contains homefolders for users. That's usually the area where you should store all your data.
/media/ often the cdroms / floppydisks are mounted in folder called media. (If this folder does not exist, it might be the mnt folder instead.)
/opt/ errmmm.. This is a bit mysterious to me.. Some applications seem to like to dwell in here

/root/ your root users home.
/selinux/ Fedora includes selinux software, which tries to prevent users to risk the security of the system.
/srv/ errmmm... I do not actually know...
/usr/ users' applications etc related data. Also often contains kernel sources and other odd stuff...
/etc/ As name suggests, this contains quite miscelleaneous data. Often different configurations are stored in here. If you'll start really play with linux, you'll get used to changing configurations in this folder.
/lib/ programming libraries.
/lost+found/ data found & saved from bad HDD sectors.
/tmp/ temporary files
/var/ kinda storage area. One important thing usually located in here are your www pages!
So. Summary. Use /home/ and subdirectories for your downloaded stuff, documents, music, all personal.
use /var/www/html for your www pages.
Beware usage of folders between red and green text.